If NCO Financial tries to ruin your credit, you are actually having some options to end your nightmare. NCO Financial charge offs and collection accounts can prevent you from living the life you deserve. You can get them legally, ethically and legitimately removed by following the advice we offer to you here.
The Fair Debt Collection Practices Act protects you from unscrupulous debt collectors by limiting the tactics they can use against you.
Debt collectors are not allowed to call you before 8 am or after 9 pm, to call your work looking for you (if you’ve told them not to), or to call you for the sole purpose of harassing you.
Also, debt collectors can’t make empty threats of legal action, such as having you arrested, garnishing your wages, placing a lien on your home, or seizing your assets.
In order to threaten any of these actions, they must have a REAL intention of taking you to court and a REAL chance of winning the case. Otherwise mentioning these legal actions is just a scare tactic.
The Fair Credit Reporting Act prevents debt collectors from reporting false information about you to any third party, including the credit bureaus.
If a duplicate NCO Financial collection item is listed on your reports – they can be in violation of this act.
According to reliable sources, if it is, then it can be easy to get the collection item removed.
Mistakes happen because the credit bureaus don’t do any outside verification on collection items. When they receive notice of a collection item, all they do is “verify” the item with the debt collector who sent it in the first place.
Naturally, no new information comes out of that process!
It is the debt collector’s responsibility to prove that you owe your debts and some institutions can help to initiate a debt validation process for you to make NCO Financial prove that you owe what they said you owed.
Debt collection numbers from NCO
Phone: (215) 441-3000.
Fax: (215) 441-3923.
Web Address: www.ncofinancial.ca.
In case you happen to receive the phone number of statement that being faxed to you by the given numbers above, it is of high chances that the call is make by NCO Collections Agents.
How to send money online to NCO Financial Services
If you want to repay your debt to NCO through online transfer, it is actually not so difficult to do. All you need to do is:
- Sign on to your preferred online banking.
- Add a Biller.
- Search for NCO Financial Services.
- Make your payment.