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Easy Steps to Build up Your Credit History

credit history

Credit scores determine how creditworthy you are and have a direct bearing on your applications for credit – be it for an auto loan, credit card, or mortgage. Those with high credit scores get their loan applications approved faster and the benefit of a lower interest rate as well. Crucial to Have Good Credit History … Read more

The Credit Scores FAQ For United States Residents

credit score 720

Disclaimer: The following information is for your reference only. In case there is an error, please correct me. I will not responded to any losses incurred. 1. Who saved my credit record? In the U.S. there are 3 credit bureaus available. They are Equifax, Experian, and TransUnion. Equifax P. O. Box 105873 Atlanta, GA 30348 … Read more

What is Your Credit Rating Scores?

credit rating

If you don’t know what is credit score all about, you may read through this credit scores explained. Credit rating scores are numbers that mortgage companies use to assess the FICO risk score of any applicant. FICO actually stands for Fair, Isaac, and Company, which is the one that develops the mathematical formulas and scoring … Read more