We all know we should check our credit reports because it gives an overview of our current and past credit accounts and informs us on our ability to obtain new credit. However, the report contains a lot of info that can be difficult to understand. Today we’re going to break this down into a handy […]
5 Free Ways to Check Your Credit Report
Your credit report is an overview of your credit history and current credit accounts. It also contains a credit score, which represents your credit-worthiness (i.e. your ability to obtain new credit). It is important to view your credit report regularly so you have an idea of the types of credit you can apply for. If […]
The Credit Scores FAQ For United States Residents
Disclaimer: The following information is for your reference only. In case there is any error, please correct me. I will not response to any losses incurred. 1. Who saved my credit record? In the U.S. there are 3 credit bureaus available. They are Equifax, Experian and TransUnion. Equifax P. O. Box 105873 Atlanta, GA 30348 […]
Credit Score Range – Know the Facts
A lot of people these days can obtain their credit scores but have no idea what to do with it; in fact some of them do not even know what it is. Therefore it is quite appropriate that before you do anything with your credit score range you should actually understand what a credit score […]
Improve Credit Score by Building a Better Credit Report
Everyone has a credit card report, and should be checked, once a year. In 2015, nearly 270 million Americans have credit files. A high credit rating, provides the consumer with a lower interest rates for a variety of loans, including lower cost for a mortgage, and more available credit. Often, landlords use credit card ratings, […]