We all know we should check our credit reports because it gives an overview of our current and past credit accounts and informs us on our ability to obtain new credit. However, the report contains a lot of info that can be difficult to understand. Today we’re going to break this down into a handy […]

Your credit report is an overview of your credit history and current credit accounts. It also contains a credit score, which represents your credit-worthiness (i.e. your ability to obtain new credit). It is important to view your credit report regularly so you have an idea of the types of credit you can apply for. If […]

A lot of people these days can obtain their credit scores but have no idea what to do with it; in fact some of them do not even know what it is. Therefore it is quite appropriate that before you do anything with your credit score range you should actually understand what a credit score […]

Everyone has a credit card report, and should be checked, once a year. In 2015, nearly 270 million Americans have credit files. A high credit rating, provides the consumer with a lower interest rates for a variety of loans, including lower cost for a mortgage, and more available credit. Often, landlords use credit card ratings, […]

There are a variety of benefits that come with having a good credit score that can affect many areas of your life. These can include your financial health, professional life, where you live, and much more. If you already have a good credit score, it is important to maintain it. If your credit score is […]