We all know we should check our credit reports because it gives an overview of our current and past credit accounts and informs us of our ability to obtain new credit. However, the report contains a lot of info that can be difficult to understand. Today we’re going to break this down into a handy […]
The Credit Scores FAQ For United States Residents
Disclaimer: The following information is for your reference only. In case there is an error, please correct me. I will not responded to any losses incurred. 1. Who saved my credit record? In the U.S. there are 3 credit bureaus available. They are Equifax, Experian, and TransUnion. Equifax P. O. Box 105873 Atlanta, GA 30348 […]
Improve Credit Score by Building a Better Credit Report
Everyone has a credit card report, and should be checked, once a year. In 2015, nearly 270 million Americans have credit files. A high credit rating, provides the consumer with a lower interest rates for a variety of loans, including lower cost for a mortgage, and more available credit. Often, landlords use credit card ratings, […]
The Benefits Of Having A Good Credit Score
There are a variety of benefits that come with having a good credit score that can affect many areas of your life. These can include your financial health, professional life, where you live, and much more. If you already have a good credit score, it is important to maintain it. If your credit score is […]
Rebuild Positive Credit Rating And Better Manage Debt
Many of us begin our financial lives knowing less about managing money than we should. A few people receive limited training in high school. The result is we may find ourselves in trouble and get into debt. Building a good credit record is easier than rebuilding damaged credit. Here is one plan for building good […]