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Credit 101 – What You Need to Know

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Credit isn’t just about getting a loan for a car or a home – it can also affect your ability to get a job. According to Consumer Affairs reporter Mark Huffman, debt has become the American way. People see spending as a patriotic duty to help the country recover from the Great Recession, as a … Read more

Easy Steps to Build up Your Credit History

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Credit scores determine how creditworthy you are and have a direct bearing on your applications for credit – be it for an auto loan, credit card, or mortgage. Those with high credit scores get their loan applications approved faster and the benefit of a lower interest rate as well. Crucial to Have Good Credit History … Read more

Guide to Understand Your Credit Report

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We all know we should check our credit reports because it gives an overview of our current and past credit accounts and informs us of our ability to obtain new credit. However, the report contains a lot of info that can be difficult to understand. Today we’re going to break this down into a handy … Read more

The Credit Scores FAQ For United States Residents

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Disclaimer: The following information is for your reference only. In case there is an error, please correct me. I will not responded to any losses incurred. 1. Who saved my credit record? In the U.S. there are 3 credit bureaus available. They are Equifax, Experian, and TransUnion. Equifax P. O. Box 105873 Atlanta, GA 30348 … Read more