The housing market is, like stocks, oil, and bonds based on the predictions of the future market. Because of this there is typically a vast amount of minute changes will grander changes occur slowly over time. Eventually an emerging trend breaks which usually reflects the future of the market. Currently, the trend has been leaning […]

Many people hear news about the benefits of refinancing their home loans. It might be their bank, a television commercial or they might be hearing friends talk about it. Refinancing is a popular option for plenty of homeowners because of the good interest rates and because the house market is recovering. Too many people do […]

If you have in the past applied for any instant loan or have currently taken one, you are likely to have heard about Annual Percentage Rates (APR). Simply put, it is the interest that your lender charges over the principal amount you had borrowed. It is probably the single important component of your loan that […]

After the mortgage crisis of 2006, in which the United States of America experienced a boom and then a devastating bust that spread across most of the globe, it seemed like it would never bounce back. Then, when the financial meltdown occurred in 2008, it seemed like mortgage rates would be stagnant for even longer, […]

According to Mortgage News Daily, a provider of housing news and analysis, as of September 6th, 2012, the rate for a 30 year mortgage could be as low as 3.65 percent depending on your credit and other considerations. So, how do you qualify for the lowest rates? Here are five things that lenders consider before […]