If you don’t know what a credit score is all about, you may read this credit score explanation. Credit rating scores are numbers that mortgage companies use to assess the FICO risk score of any applicant. FICO stands for Fair Isaac and Company, which developed the mathematical formulas and scoring method used to calculate these … Read more
Credit scores determine how creditworthy you are and have a direct bearing on your applications for credit – be it for an auto loan, credit card, or mortgage. Those with high credit scores get their loan applications approved faster and the benefit of a lower interest rate as well. Crucial to Have Good Credit History … Read more
Since the 1990s, a startling number of Americans have experienced checking their bank balance to find hundreds or even thousands of dollars mysteriously missing. They have received bills for credit cards they never signed up for and even been accused of crimes that happened on the other side of the country. According to Javelin Research, … Read more
Disclaimer: The following information is for your reference only. In case there is an error, please correct me. I will not responded to any losses incurred. 1. Who saved my credit record? In the U.S. there are 3 credit bureaus available. They are Equifax, Experian, and TransUnion. Equifax P. O. Box 105873 Atlanta, GA 30348 … Read more
Everyone has a credit report and should be checked, once a year. In 2015, nearly 270 million Americans have credit files. A high credit rating provides the consumer with lower interest rates for a variety of loans, including a lower cost for a mortgage, and more available credit. Often, landlords use credit ratings, accepting or … Read more